M-Paying HealthPlus - Access Health Care wherever you go!!!

Presenting the new Health Insurance package for customers. As a result of the need for wider coverage and improved health care delivery to our customers, we are partnering with A2W and a new Health Maintenance Organization, Clearline.

Amazing Key Points:

  • Customers can now access health care even outside their states of residence. Any member enrolled on this new plan who needs medical attention in any state within Nigeria can call the numbers behind their health cards and have medical care in hospitals domicile in the current state at no cost.
  • Any customer enrolled on the individual plan can now have access to coverage on child delivery and also 6 weeks coverage for the baby delivered.
  • Customers can now join the scheme any time of the year and have full year health coverage.

The health insurance scheme now runs for a full year, starting from whichever month of the year a member wish to begin, hence members who miss any of the months of the year can still join the scheme and have a full year health coverage.

The Health Insurance package is a plan which covers a wide range of medical conditions including Optical, Dental and Surgical procedures.

There are several private hospitals all over the nation available for use by customers of M-Paying

Also, be informed that the processing of the health insurance takes 3weeks; ensure we have your filled form and payment details on or before 15th of every month to be processed against the first week of the new month.

Summary of the features of the plan

Details Bronze Silver Gold
Registration

Fees
Including supply of I.D. cards
Scanned documents for family
Covered Covered Covered
Consultation

General Practitioner
Specialist consultation when necessary (radiologist, surgeon)
General surgery
Obstetrics and Gynaecology
Paeditrician
Covered Covered Covered
Supply of Drugs & Consumables

Ethical drugs
Non ethical drugs
Branded where necessary
Generic drugs
Neck collars, Bandages (crepe & cotton bandages)
Surgical consumables
Covered Covered Covered
Non-Invasive Care at OPD (basic patient care)

Manipulations
Pop application
Injections etc.
Skilled nursing care
Wound dressings
Covered Covered Covered
Invasive Care

Incision & Drainage
Medium-Large abscesses
Insertion of chest tubes
Catetherisation
Covered Covered Covered
Feeding on Admission Covered Covered Covered
Laboratory Investigations

Heamatology - heamoglobin, packed cell volume, differential count, full blood count, white cell count, red blood count, ESR westergreen, reticulocytes, platelets, HCHC, MCV, Genotype, blood group, direct coomb's test, indirect coomb's test, malaria parasites, clotting time, prothrombin time, partial thromboplastin time, G-6-P-D screening.

Medium-Large abscesses

Clinical chemistry - fasting blood sugar, random blood sugar, 2hr post prandial, glucose tolerance test, total bilirubin, direct bilirubin, indirect bilirubin, SGOT & SGPT, alkaline phosphatase, liver function test, total protein, albumin, urea, creatine clearance, sodium, potassium, chloride bicarbonate, electrolyte and urea, uric acid, calcium, phosphorus and phosphatase, prostate specific antigen, total acid phosphatase, amylase, cholesterol, triglycerides, chloride, HDL/LDL cholesterol, gamma GT, CK amylase, OGTT, lipid profile, serum protein electrophoresis.

Microbiology - occult blood, urine MCS, mantoux test/ heaf, urine microscopy, urinalysis, semen MCS, aspirate pus MCS, microfilaria, HVS MCS, urethral & and wound MCS, skin snip, stool analysis, skin scrapping for fungus, sputum AFB, sputum MCS, blood culture, CSF MCS, blood pregnancy test, urine pregnancy test.

Serology - widal, VDRL, ASO titre, blood group, Hbsg/ hepatitis c, HIV screening, confirmatory, HIV.
Covered Covered Covered
Radio Diagnostic Investigations

Radiological - hand/finger, wrist, radius/ulna, elbow, humerus, shoulder, clavicle, foot/toe, ankle, tibia/fibula, knee, thigh/femur, hip, pelvis(ap), pelvis AP &lat, pelvis & hip, chest PA, chest PA & lateral, sternum, thoracic inlet, lateral neck, thoracic spine, thoraco - lumbar spine, lumbar spine, lumbo-sacral, sacral PA &lat, coccyx, sacro-illiac joint, cervical spine, plain abdominal, erect + supine, pelvimetry, post nasal space, skull ap/lat, mastoid, sinuses, mandibles, temperomandibular jt.

Ultrasound & imaging - abdominal, pelvic, breast scan, testes scan, prostate scan, bladder scan, fistulogram/sonogram, HSG, MC-urethrogram, MCUG + RCUG, IV cholangiogram, obstetric scan.

IVU - barium meal, barium meal & follow through, barium swallow, barium enema, ECG
Covered Covered Covered
Physiotherapy

Basic physical therapy, basic physiotherapeutic appliances: cervical collar

Shortwave diathermy, infrared radiation, massages, wax treatment
Covered Covered Covered
Basic Medical Examination Covered Covered Covered
Accidents & Emergencies

First aid, stabilization, road traffic accidents

Evacuation from site to hospital
Covered Covered Covered
Antenatal & Delivery

Antenatal care services, consultation, scans, tests etc

Management and complications in pregnancy

Delivery room services

Management of labour

Normal par vaginum delivery

Caesarean section delivery

Assisted delivery (vaccum, forceps)
Covered Covered Covered
Post Delivery Care

Neo natal care six weeks for registration to be effected

Post natal follow-up
Covered Covered Covered
Child Welfare Clinic

Circumcision

Ear piercing nutritional scheme

Immunizations - BCG, Measles, oral polio, vitamin A, hepatitis B, yellow fever
Covered Covered Covered
Minor Surgery

Primary suturing, Lord's procedure, Lipoma excision, ganglion excision, incision and drainage, keloids excision, minor burns wound debridement minor suturing, release of chordae, small cyst excision, breast lump excision etc.
Covered Covered Covered
Major Surgery

Hernioraphy, vasectomy, colostomy, laparotomy, tenoplasty,urethrectomy, diaphragmatic hernia repair, gastroenterostomy, cystectomy, splenorraphy, adreanalectomy, urethroplasty etc
Covered Covered Covered
Admission Covered Covered Covered
Eye Care

Foreign body removal, Pterygium excision, stye incision, entropion and ectopion repairs, granuloma excision, chalazion incision, trabeculectomy, syringing and probing, routine eye examination, refraction

Conditions - cataract, allergies, conjunctivitis
Covered Covered Covered
Dental Care

Routine examination of dentition, x-rays, peri-apical, bite wings, simple extraction, amalgam filling
Covered Covered Covered
Gynaecological & Obstetrical Care

Colposcopy, hysteroscopy, pap smear procedure, lap/rupture repair, EUA, C/S + hysterectomy, bilat tubal litigation, cauterization, masupialization, cervical polypectomy, episiotomy, vaginal laceration, cervical cerclage, tuboplastic single, ovarian biopsy, Manchester repair. Etc
Covered Covered Covered
Orthopaedic Care

bone grafting, closed reduction and cast application, skin traction, POP application, exostectomy, joint effusion tap, sequestrectomy, skeletal grafting, saucerisation, osteotomy, tenoplasty, chondromectomy, arthroplasty etc.
Covered Covered Covered

Health Insurance Family Pack Normal Premium
Individual N 40,000 N 60,000
(Silver)
Family of two (2) N 74,000 N 94,000
(Silver)
Family of four (4) N 98,000

N 122,000
N 118,000
(Bronze)
N 142,000
(Silver)
Family of six (6) N 102,000

N 165,000
N 122,000
(PHB)
N 180,000
(Clearline)

All of the above are covered by the annual premium

Please click the link below for a copy of the Clearline Healthcare Provider Directory to view the list of Hospitals in each state and the Plan under which they run.

DOWNLOAD Clearline Healthcare Provider Directory

States:

  1. Abuja
  2. Anambra
  3. Enugu
  4. Akwa Ibom
  5. Adamawa
  6. Abia
  7. Bauchi
  8. Bayelsa
  9. Benue
  10. Borno
  11. Cross River
  12. Delta
  13. Ebonyi
  14. Edo
  15. Ekiti
  16. Gombe
  17. Imo
  18. Jigawa
  19. Kaduna
  20. Kano
  21. Katsina
  22. Kebbi
  23. Kogi
  24. Kwara
  25. Lagos
  26. Nasarawa
  27. Niger
  28. Ogun
  29. Ondo
  30. Osun
  31. Oyo
  32. Plateau
  33. Rivers
  34. Sokoto
  35. Taraba
  36. Yobe
  37. Zamfara

DOWNLOAD Health Enrolment Form

NOTE:

Members above 59 years will have to be enrolled on the citizen's plan which is different from all the plans listed above. To get details on the citizen's plan and costs, please send a mail to healthcare@mpaying.com

The investigations below are to be carried out by anyone interested in the citizens plan at Jon-ken Hospital, Akoka, 61-65 Street, FinbirRoad, Akoka, Lagos.

The under listed investigations are carried out for pre-employment evaluation at the cost of N 15,000 / head

  • Hemoglobin
  • Blood Pressure
  • WBC
  • Diff. Count
  • TB Screening
  • Hepatitis
  • Genotype
  • Blood Group
  • Chest X-ray
  • Urine Analysis
  • Stool Analysis
  • Full Blood count
  • ECG
  • Random blood sugar
  • Visual Acuity
  • Physical examination

While filling the forms the name of company to be quoted by all enrollees is Karems online company

Members who are already pregnant WILL NOT be allowed to enroll on the health insurance, for more information as regards this, please call 08186793172 OR 08038928708

Any health problem not included in the above covered health conditions will not be insured

Once health insurance has been processed, the cost is NON REFUNDABLE

Members interested in this Health package should carefully check through the plans, Download the health form, fill out, scan (along with all relevant payment and teller details) and send their request to healthcare@mpaying.com you will then receive a confirmation mail once your request and payment has been processed and confirmed.

Payments should be made to

Click here for our bank details

Interested Customers, please contact 08186793172 or email: healthcare@mpaying.com


 

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